![]() ![]() ![]() It took me a little bit to remember those bills where I use auto payment. As the bills come in, I record them on the sheet. I print the Monthly Worksheet (or two) out and keep them by my desk. I view that as discretionary costs like manicures, new shoes, coffee, eating out and movies on the weekends. It’s important to note that your out-of-pocket spending is better tracked in the Daily Spending Log. ![]() Literally every single monthly expense that you have. You will be tracking the power bill, phone bill, Netflix, insurance, car payments. The Expense Tracker is used to track each and every expense that comes through your household each month. Shows Areas for Opportunities for Saving | Once the tracking starts, the window of opportunity starts to shine through for all the places to cut expenses and save. This is important going forward as to where to start saving. Tracks All Sources of Expenses | This will allow you to jot down all of the bills that you are paying out of your paycheck and give a clear visual to where your money is going each month.ĭivides Up Categories | Once this log is completed for the month, you can look at and divide up the categories of where your money went each month. ![]()
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